We're seeing a lot more homeless people in San Francisco and San Jose already - it's a good thing it so rarely gets dangerously cold around here. Also, a lot of people are couch surfing among friends and relations rather than live on the streets, though I imagine when the weather warms that may be less and less the case.

Best of luck to the both of you. I've managed to survive the round of layoffs that hit here, mostly by virtue of being associated with a product and not a service. Right now, I'm just pleased to be employed.